Monday morning. 6:00 AM. Sounds like the title of a Simon and Garfunkel song, but it’s the message that popped upon my office computer when I logged on this morning. I sent a message to our techs with my iPad, but since their offices are in San Francisco and Brazil I don’t expect to hear from them for a while. There is not much I can do but sip coffee, watch the sunrise and read the new issue of Benefits Quarterly. It’s going to be one of those days.